Rental Car coverage has always been an issue if we should pay for it, while on vacation.

Most car – rental agreements include liability coverage, which mean that drivers are covered if they damage property or injure someone. But the rental agreement doesn’t cover damage to the rented automobile.

If for some reason you hit a deer or back into a tree, you’re out of luck unless you have paid for a collision-damage waiver.  The rental company offers CDWs at a high cost – up to $20 a day.

The good news is that you may already have paid for collision coverage through your auto insurance or receive it as part of your agreement with your credit card issuer. Always check  with them before you rent and call your credit card issuer if that particular card holds rental coverage.

Make sure that you find out about any limitations, such as the maximum number of day for which the rental car will be covered. Based on my experience I did call my card issuer and they will disclose the coverage with you and it may include baggage coverage as well. But always confirm any coverage will the issuer.

I hope this has been helpful. Let me know what kind of experiences you may have run into, relating to renting a car.  Don’t for get to share with a tweet and like, to share with others.

Happy traveling, Mahalo Lani

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